- 1,000 Bonus WorldPoints After Your First Purchase*
- No Annual Fee
- 19.99% Annual Interest Rate on Purchases and 19.99% Annual Interest Rate on Cash Advances
- Earn 1 WorldPoint for Every $1 in Net Retail Purchases
- Online Access to Your Credit Card Account
- Unparalleled 24-Hour Customer Service
Introductory APR Info
Regular APR
Annual Fee
Please refer to online application legal disclosures.
19.99%*
$0
Card Review
The WorldPoints® MasterCard® Credit Card, issued by MBNA Canada, is available to Canadian residents and provides cardholders with access to a fixed interest rate, a rewards program, and platinum cardholder services.
This credit card does not have an annual fee and does not have an introductory rate.
Cardholders, however, will benefit from the fixed AIRs for all transactions.
This card comes with a rewards program where cardholders can earn one point for every dollar they spend on purchases.
All points earned can be redeemed for merchandise, travel, gift cards and certificates.
Cardholders can also take advantage of the platinum benefits that come with the card which include online account access and access to thousands of ABMs worldwide.
Those who do not qualify for the platinum card may be considered for the preferred card, which varies in terms of benefits and credit limits.
Additional Card Details
Overall Rating
5 Stars
Benefit Rating
5 Stars
Issuer
MBNA Canada
Card Type
MasterCard
Card Status
Platinum
Important Notations
*Please refer to online application legal disclosures.
Grace Period
n/a
Minimum Limit
n/a
Maximum Limit
n/a
Minimum Deposit
n/app
Over Limit Fee
Please refer to online application legal disclosures.
Cash Advance Fee
Please refer to online application legal disclosures.
Balance Transfer Fee
1% - Please refer to online application legal disclosures.
Application Fee
n/app
Rebate Minimum
n/app
Rebate Maximum
n/app
Additional Rebates
n/app
Mile Details
n/app
Miles Per Dollar Spent
n/app
Additional Miles
n/app
Miles Work with FF Program
n/app
Points Per Dollar Spent
1 Point
Point Details
Points earned are redeemable for merchandise, gift cards, gift certificates, and travel.
Additional Points
None
Approval Bonus
None
First Purchase Bonus
1,000 Points
Balance Transfer Bonus
None
Other Bonus
1,000 Points*
Bonus Details
*Cardholders will receive 1,000 bonus points on their anniversary date.
Additional Perks
See website for additional benefits.
